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FINANCIAL SECURITY
Every dollar you invest in Jeffco Credit Union (up to $100,000) is fully insured by National Credit Union Administration (NCUA), an agency of the Federal Government. You can rest assured that there is no longer a safer place for your hard-earned funds than a federally insured credit union.
SAVINGS & INVESTMENTS
SAVINGS
Your share account, maintained at a minimum of $25.00, represents your partial ownership of  the credit union. Your share account works just like a regular passbook account, but as an owner, you earn daily dividends, compound quarterly, on balances over $250.00.
YOUTH SAVINGS
What better way to teach your children and teens to save! A $10.00 deposit for Youth accounts is all that is required for opening.
Back to Top CHRISTMAS/VACATION CLUB ACCOUNTS
The Christmas Club lets you save money all year long for holiday shopping. The account also earns dividends, and you can use payroll deduction or make deposits on a regular basis. Christmas Clubs are disbursed the first week of October- just in tome for shopping. The Vacation Club works just like a Christmas Club only you receive the balance plus dividends, in the first week of April.
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CERTIFICATE OF DEPOSIT (CD)
Designed for the serious saver, a CD allows you to lock in a higher interest rate for a fixed period of time. The interest is paid annually at maturity and terms of 12 months are available. $2,500.00 minimum deposit required.
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INDIVIDUAL RETIREMENT ACCOUNT
An IRA is a smart way to build financial security for the future while earning tax-deferred or tax free compounding interest. Interest on your IRA is accrued daily and you may make payments through payroll deduction, regular deposits or a single contribution annually. No minimum balance required.
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CHECKING
Jeffco Credit Union offers you a truly low-cost alternative to traditional "bank" checking with two different accounts to choose from.
Option 1: no minimum balance requirements and no per-check or monthly fees.
Option 2: dividend earnings when a minimum balance of $500.00* is maintained.
Overdraft protection from savings is available on both accounts.
*Monthly fee of $5.00 if balance falls below $250.00 on option 2.
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LOW COST LOANS
HOME EQUITY
Turn the equity of your home into cash. This loan is secured by a second mortgage on your real estate. You can receive a line of credit up to $75,000.00 and have up to 20 years to repay your loan.
Back to Top NEW & USED AUTO LOANS
Visit the credit union before you visit your dealer to secure a pre-approved auto loan. With Jeffco Credit Union you will get a great rate with no hidden costly extras or add-ons. We offer hassle-free, fast loan processing. Call us today for current rates and terms, or you may finance your auto directly through the credit union at participating dealerships.
Back to Top MASTERCARD CREDIT CARD
For more information, please click here.
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SHARE SECURED LOANS
A share secured loan uses your shares in the credit union as "collateral". It's the easy way to keep the money in your share account earning dividends while you are using the funds from the loan. Contact a Loan Officer at the credit union for our low rates on this loan.
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SIGNATURE
Your signature is all that is needed to secure this multi-purpose loan. You'll enjoy a competitive rate and can repay your loan easily through payroll deduction or automatic payment.
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CREDIT LIFE & DISABILITY INSURANCE
Should you die or become disabled during the term of your loan, this optional low-cost coverage picks up your loan payments. Now that's peace of mind.
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OTHER SERVICES
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Payroll Deduction
ATM Cards
Travelers Cheques
Cashiers Checks
Notary Service |
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Direct Deposit
Money Orders
Visa Gift Cards
Wire Transfers
Night Depository |
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