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Auto Loans
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Vehicles financed up to 100% of MSRP / NADA retail. Loan rates are determined by credit score. Rates listed are the lowest possible rates. 72 month financing available on loans that exceed $20,000.00.
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36 months APR*
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48 months APR
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60 months APR
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72 months APR
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2011 - 2009
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4.25%
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4.50%
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4.75%
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5.25%
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2008 - 2006
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4.75%
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5.00%
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5.25%
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2005 - 2003
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5.75%
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6.00%
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Boats, Motorcycles, Recreational Vehicles
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Financing available up to 100% of MSRP / NADA retail. Loan rates are determined by credit score. Rates listed are the lowest possible rates. 72 month financing available on loans that exceed $20,000.00.
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36 months APR
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48 months APR
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60 months APR
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72 months APR
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2011 - 2009
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6.75%
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7.00%
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7.25%
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7.75%
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2008 - 2006
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7.25%
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7.50%
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7.75%
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2005 -
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8.25%
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8.50%
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Share Secured
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12 Months
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24 Months
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36 Months
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48 Months
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60 Months
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72 Months
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3.25% APR
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3.50% APR
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3.75% APR
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4.00% APR
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4.25% APR
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4.50% APR
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Unsecured
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9.75% APR
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36 months
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$5,000.00 max
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*APR = Annual Percentage Rate
DIVIDEND RATES
Rates are determined by the Board of Directors and subject to change without notice.
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Account Type
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Annual Percentage
Rate
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Annual Percentage
Yield
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| Regular Savings with balances below $15000.00 |
0.50% |
0.5009% |
| Regular Savings with balances at or above $15000.00 |
0.75% |
0.7521% |
| STAR Savings $25000.00 minimum balance |
1.25% |
1.2559% |
| Secondary Savings |
0.50% |
0.5009% |
| Youth & Student Savings |
0.50% |
0.5009% |
| Club Accounts |
0.50% |
0.5009% |
| Dividend Checking |
0.50% |
0.5009% |
| Regular Checking |
0 |
0 |
| IRA Accounts |
1.80% |
1.8122% |
| Certificate Account call (636) 931-7144 for current rates |
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Share accounts require a $250.00 balance in order to earn a dividend. Club accounts require a $100.00 balance in order to earn a dividend. Youth & Student Accounts require a $50.00 balance in order to earn a dividend. Dividend Drafts accounts require a $500.00 balance in order to earn a dividend and a $250.00 balance in order to avoid a $5.00 monthly service charge. Please contact the credit union for information on applicable fees & terms. Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government - NCUA- National Credit Union Administration, a U.S. Government Agency.
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